:root{
  --navy:#0f2a43; --navy2:#173a5c; --gold:#e0b252; --gold-d:#c99a37;
  --bg:#ffffff; --alt:#f4f6f9; --text:#1d2b3a; --muted:#5b6b7b; --line:#e3e8ee;
  --wsp:#25d366; --wsp-d:#1ebe5a;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;scroll-padding-top:72px}
body{font-family:system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
.container{width:min(1120px,100% - 32px);margin-inline:auto}
.narrow{max-width:760px}
a{color:inherit}

/* Header */
.header{position:sticky;top:0;z-index:50;background:var(--navy);box-shadow:0 2px 12px rgba(0,0,0,.15)}
.nav{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:#fff}
.logo-mark{display:grid;place-items:center;width:42px;height:42px;border-radius:10px;background:var(--gold);color:var(--navy);font:700 20px Georgia,serif}
.logo-text{font:700 18px Georgia,serif;line-height:1.1}
.logo-text small{display:block;font:400 11px system-ui,sans-serif;letter-spacing:.08em;text-transform:uppercase;opacity:.75}
.menu{display:flex;align-items:center;gap:24px}
.menu a{color:#fff;text-decoration:none;font-size:15px;opacity:.9}
.menu a:hover{opacity:1}
.menu .btn{opacity:1}
.menu-btn{display:none;background:none;border:0;color:#fff;font-size:28px;cursor:pointer}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:13px 22px;border-radius:10px;font-weight:600;font-size:16px;text-decoration:none;border:2px solid transparent;cursor:pointer;transition:transform .15s,background .15s}
.btn:hover{transform:translateY(-2px)}
.btn-sm{padding:8px 16px;font-size:14px}
.btn-block{display:flex;width:100%;margin-top:12px}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold-d)}
.btn-wsp{background:var(--wsp);color:#073b1d}
.btn-wsp:hover{background:var(--wsp-d)}
.btn-outline{border-color:var(--navy);color:var(--navy);background:transparent}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-outline-light{border-color:rgba(255,255,255,.6);color:#fff}
.btn-outline-light:hover{background:#fff;color:var(--navy)}

/* Hero */
.hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 100%);color:#fff;padding:72px 0 80px}
.hero-grid{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:center}
.eyebrow{font-size:13px;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:12px}
.eyebrow.center{text-align:center}
h1{font:700 clamp(32px,5vw,50px)/1.15 Georgia,serif;margin-bottom:18px}
.lead{font-size:18px;opacity:.92;max-width:560px;margin-bottom:28px}
.lead.light{color:#dbe5ef}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:28px}
.hero .btn-outline{border-color:#fff;color:#fff}
.hero .btn-outline:hover{background:#fff;color:var(--navy)}
.trust{list-style:none;display:flex;flex-wrap:wrap;gap:8px 22px;font-size:14px;opacity:.9}
.trust li::before{content:"✓ ";color:var(--gold);font-weight:700}
.hero-card{background:#fff;color:var(--text);border-radius:16px;padding:28px;box-shadow:0 20px 40px rgba(0,0,0,.25)}
.hero-card h2{font:700 22px Georgia,serif;color:var(--navy);margin-bottom:14px}
.hero-card ul{list-style:none;margin-bottom:12px}
.hero-card li{padding:9px 0;border-bottom:1px solid var(--line);font-size:15px}
.hero-card li span{color:var(--gold-d);font-weight:700;margin-right:6px}

/* Sections */
.section{padding:80px 0}
.section.alt{background:var(--alt)}
.title{font:700 clamp(26px,3.5vw,36px)/1.2 Georgia,serif;color:var(--navy);text-align:center;margin-bottom:44px}
.title.left{text-align:left;color:#fff;margin-bottom:14px}

.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 12px 28px rgba(15,42,67,.12);transform:translateY(-4px)}
.icon{font-size:34px;margin-bottom:12px}
.card h3{font-size:19px;color:var(--navy);margin-bottom:8px}
.card p{color:var(--muted);font-size:15px}

.steps{list-style:none;display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:22px}
.steps li{background:#fff;border-radius:14px;padding:26px;border:1px solid var(--line)}
.steps b{display:grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold);margin-bottom:12px}
.steps h3{font-size:17px;color:var(--navy);margin-bottom:6px}
.steps p{font-size:15px;color:var(--muted)}

details{border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:12px;background:#fff}
summary{cursor:pointer;font-weight:600;color:var(--navy)}
details p{margin-top:10px;color:var(--muted)}

/* Contact */
.contact{background:var(--navy);color:#fff}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.small{font-size:14px;margin-top:18px}
.light{color:#c3d1de}
.form{background:#fff;color:var(--text);border-radius:16px;padding:28px}
.form h3{font:700 22px Georgia,serif;color:var(--navy);margin-bottom:14px}
.form label{display:block;font-size:14px;font-weight:600;margin-bottom:12px;color:var(--navy)}
.form input,.form select,.form textarea{width:100%;margin-top:4px;padding:11px 12px;border:1px solid #c9d3de;border-radius:8px;font:inherit;color:var(--text);background:#fff}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--gold);border-color:var(--gold)}
.hp{position:absolute!important;left:-9999px!important;height:0;width:0;opacity:0}
.form-msg{margin-top:12px;font-size:14px;min-height:20px}
.form-msg.ok{color:#17803d}
.form-msg.err{color:#b42318}

.footer{background:#0a1e31;color:#9fb2c4;padding:20px 0;font-size:14px}
.foot{display:flex;flex-wrap:wrap;gap:8px 24px;justify-content:space-between}
.foot a{color:var(--gold);text-decoration:none}

.wsp-float{position:fixed;right:18px;bottom:18px;z-index:60;width:58px;height:58px;border-radius:50%;background:var(--wsp);display:grid;place-items:center;box-shadow:0 6px 18px rgba(0,0,0,.3);transition:transform .15s}
.wsp-float:hover{transform:scale(1.08)}

@media (max-width:820px){
  .hero-grid,.contact-grid{grid-template-columns:1fr}
  .hero{padding:48px 0 56px}
  .section{padding:56px 0}
  .menu-btn{display:block}
  .menu{display:none;position:absolute;top:68px;left:0;right:0;background:var(--navy);flex-direction:column;align-items:flex-start;padding:18px 16px 22px;gap:16px}
  .menu.open{display:flex}
}